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South Bay Power Partner Members

Tom Hardesty
Pacific Mortgage

Loan Officer

South Bay Power Partners: Pacific Mortgage

We’ve all run into bankers and loan officers who seem to always be in a hurry. They can’t stop and take the time to make sure your needs are being met because they’re afraid they’ll miss out on that next big deal. We think financing a new home or investment property purchase should be a careful, deliberate process that meets all your needs.

  • 10+ years loan officer.
  • Real estate agent since 1999.

Credentials

  • CA DRE License 01816100
  • NMLS License 824814

Experience

  • 45+ years of combined expertise

  • Residential Mortgages

  • Investment Property

  • Financing Commercial and Apartment Loans

  • Private Equity Lending

Personal Interests

  • Home Building
  • Pickleball
  • Real Estate Development
  • Travel

Tom gets loans done, as simple as that, as a Banker I come across plenty of people who want a mortgage and many of which aren’t in the neat package the bank want, I have referred numerous clients to Tom and he has always managed to get the loan done.

Andrew Beech

Frequently, business owners and entrepreneurs find themselves penalized for the very spirit of entrepreneurship that fuels their success. This happens quite often in the lending field where business owners and entrepreneurs rarely fit into the small, defined boxes that traditional underwriters prefer. But, Tom Hardesty is a loan champion! He helps those with the courageous spirit who don’t fit into boxes! He champions those individuals who are seeking financing, but who sometimes face challenges to funding their dreams, putting a human face on those dreams. Tom is my go-to source when I hear that those who live “outside the box” have capital needs, and I refer those I care about most to him to be their champion!

Brian Evans

He may be able to help you access assets and loan options you may not be aware of.

Tom is my go to loan expert whenever mortgages and/or refinancing cases come up. Because he is independent, Tom can offer a wide variety of loans and programs that may not be available elsewhere. Tom’s knowledge and network of lenders helps him find great loan programs to fit each of his client’s needs perfectly So, whether you’re looking for a mortgage, refinance or something more exotic, give Tom a call- he can help steer you to just the right product for your situation.

Dean Kumagawa
Member Directory